This article takes a look at the Federal Housing Administration’s role in creating the dual housing market in Chicago, in which most Black people were confined to older segregated areas of the City and deprived of mortgage financing. There have been many articles and books on the FHA’s discriminatory policies and redlining practices, and about the Contract Buyers League case, which challenged FHA’s practices. What this article adds is a discussion of some additional provisions of FHA’s Underwriting Manuals. It also collects research and evidence from many sources summarizing the impact of FHA’s discriminatory policies in Chicago.
In addition, the article presents testimony of several FHA officials given in the CBL case about the Chicago office’s redlining policies and practices, and it presents the results of a study conducted by a CBL team that analyzed where FHA insured mortgages in Chicago in 1960 and 1961. The study found that in the years 1960-1961 there was only a handful of FHA-insured loans in Black areas north of 55th Street in the entire City of Chicago.
Spiky, beeping Sputnik took the world by storm in late 1957 when Soviet rockets flung it into orbit during the global science collaboration called the International Geo-physical Year (IGY). Humanity looked to the skies with awe and doubt as U.S. and Soviet space programs launched a handful of satellites during the 18-month IGY. Back on Earth, thousands of...
The Warren “Billy” Cherry Scholarship Fund had a lot to celebrate at its 25th anniversary event, held on Sept. 29 at the Evanston Golf Club in Skokie.