The Evanston community is not yet free of the foreclosure epidemic that has ravaged the community for the past two years. The Woodstock Institute reports that foreclosure filings continue here, as elsewhere. During the first quarter of 2010, there were 85 foreclosure filings, as compared with 83 filings in the first quarter of 2009. Last year in Evanston there were 336 foreclosure filings, and there were 267 in 2008, according to the Woodstock Institute.

In Skokie, foreclosure filings for the first quarter of this year decreased from 118 in last year’s first quarter to 116 in the this year’s first quarter, according to the Woodstock Institute. Their data also shows there were 552 foreclosure filings last year in Skokie.

To the north, Wilmette had 110 foreclosure filings last year, with 19 in the first quarter of this year, compared to 21 in the first quarter of 2009, according to the Woodstock Institute.

Community Development Director Lehman Walker reported that in the first four months of 2010, more than 50 properties in foreclosure were sold to the plaintiff at auction. In that same time period, he said, there were 81 foreclosure filings, with four additional filings in the following few weeks.

“Foreclosure data generated from the Illinois Foreclosure Listing Service listed 17 residential foreclosure filings on Evanston properties between April 1 and April 22,” Mr. Walker said. Between April 23 and May 28 there were 26 filings, he said.

There was one commercial pre-foreclosure at 2400 Oakton St. with a construction loan balance of $3.84 million, Mr. Walker said. He added that seven of the residential foreclosure filings were in the Eighth Ward, four in the Second Ward, two each in the Fifth and Ninth wards, and one each in the Third, Fourth and Seventh wards.

Help With Foreclosure Problems

 

Prevention Activities

Interfaith Housing Center staff continues its onsite counseling at the Lorraine H. Morton Civic Center, two days a week, by appointment. The phone number is 847-501-5768. In addition the City has a “”Foreclosure Prevention Resource Brochure “” that lists the following resources:

Foreclosure Help

Circuit Court of Cook County’s Mortgage Foreclosure Mediation Program: Call toll-free help line at 877-895-2444 to schedule a free housing counselor meeting or cookcountyforeclosurehelp.org.

Find HUD-certified agencies at hud.gov/foreclosure. Information on loan modifications or refinancing at www.makinghomeaffordable.gov.

HUD-Certified Foreclosure Avoidance Counseling Agencies:

• CEDA Neighbors at Work, 1229 Emerson, Evanston; 847-328-5166.

• Interfaith Housing Center of the Northern Suburbs, 614 Lincoln, Winnetka, 847-501-5768.

• The Legal Assistance Foundation of Metropolitan Chicago, North Suburban Service Office: 828 Davis St., Suite 201; 847-475-3703

• Rogers Park Community Development Corporation, 1411 W. Lunt, Chicago; 773-262-2290, ext. 13.

City of Evanston:

847-866-2928, ext. 2264, or www.cityofevanston.org/foreclosurehelp.

En espanol:

www.cityofevanston.org/departments/communitydevelopment/planning/pdf/foreclosurehelpespanol.pdf.