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Setting aside the question of the long-term impact of the new law, Surge Desk outlines the list of the initial changes that will go into effect on Sept. 23. The Childcare Network of Evanston participated in a conference call earlier this week with President Barack Obama, Health and Human Services Secretary Kathleen Sibelius, and community and faith-based organizations to learn about the health care changes going into effect today. Below is a fact sheet about the changes with links to more information. Those on the conference call were charged by President Obama to help spread the word.
1. Insurance companies will no longer be able to deny children coverage for pre-existing conditions.
2. Children of parents with insurance will be allowed to remain covered under those policies until the age of 26.
3. Insurance companies will be forbidden from terminating coverage for any other reason than customer fraud.
4. Insurance companies will no longer be able to cap the amount of benefits and treatment a person can receive in a lifetime.
5. Insurers can no longer charge customers for preventive services like mammograms and colonoscopies.
6. High-risk pools are mandated to cover those who have been denied coverage because of pre-existing conditions.